Smarter compliance, frictionless onboarding for modern enterprises.

Zakapi for Enterprises – Smarter Compliance, Smoother Onboarding

Enterprises in banking, finance, telecom, e-commerce, and other regulated industries face a dual pressure: KYC and compliance demands keep rising, while customers and partners expect instant, seamless digital experiences. It often feels like a trade-off: tighten security and you slow everything down; speed things up and you risk cutting corners—or over-collecting sensitive data.

Zakapi breaks this trade-off by bringing PoneglyphDB-style, non-interactive zero-knowledge proofs over committed KYC and risk datasets into your onboarding and identity stack. Instead of pushing raw documents and PDFs around, you rely on reusable credentials and SQL-like policy checks compiled into PLONKish circuits, so every decision can be cryptographically verified without seeing the underlying data. You get higher assurance in customer and employee identities, drastically less personal data to handle, and smoother user journeys—all at once.

Why Enterprises Choose Zakapi

Streamlined Customer Onboarding

Turn tedious verification steps into a one-tap, proof-backed experience.

• A fintech app can onboard a user in seconds by requesting a Zakapi proof that the user is already KYC-verified by a trusted bank or provider.
• Under the hood, your KYC rule (e.g., “KYC done within last 12 months & not on sanctions list”) is expressed as a policy predicate over committed issuer datasets, much like a SQL query, and compiled into a PLONKish circuit.
• The user’s wallet produces a non-interactive ZK proof that the condition holds; you never see the raw KYC data, just the result and the proof.

No more back-and-forth about documents or waiting days for manual reviews—Zakapi delivers instant, math-backed trust.

Reduce Data Liability (and Costs)

Collect less data, shrink your attack surface, and lower compliance overhead.

• With Zakapi, you only receive what you actually need—often a yes/no or banded result:
• “Over 18” vs full date of birth
• “Not on sanctions list” vs full name/list runs
• “Income in band X” vs exact salary
• The underlying facts live in committed datasets maintained by issuers (banks, KYC vendors, government IDs), and are exposed only as proofs.
• That means:
• Far less sensitive PII in your own databases
• Simpler PCI/GDPR scope, fewer Subject Access Requests to service
• Lower cost for storage, encryption, DLP tooling, and breach response exposure

If there’s no honeypot of raw identity data to steal, your risk and cost profile changes dramatically.

Improve Conversion Rates

Every extra step or delay in onboarding is a conversion killer. With Zakapi:

• Verification steps turn into short, structured proof flows, not long form fills or document uploads.
• Users can reuse existing credentials (bank KYC, national ID, employer checks) to satisfy your policies via new proofs.
• That lets you confidently market “Verified signup in under 30 seconds” and mean it.

The result: more completed signups, fewer drop-offs, and a smoother first impression.

Universal Login (SSO for Consumers)

Zakapi can act as a high-assurance consumer Identity Provider.

• Replace low-quality social logins and fragile passwords with Login with Zakapi.
• Each login is accompanied by a proof that ties the session to a vetted identity or attribute set, based on committed issuer credentials.
• You can reuse the same verified identity across your product suite—banking, insurance, brokerage, etc.—without separate, redundant signups.

You get MFA-like assurance plus privacy-by-design in one step.

Continuous KYC & Fraud Monitoring

KYC doesn’t stop at onboarding. Zakapi treats it as an ongoing, provable state.

• Credentials (e.g., “KYC completed”, “sanctions check passed”) can have explicit validity periods. Your policies become time-aware predicates:
• “KYC done in last 12 months”
• “Sanctions-screened after date X”
• When a credential is revoked or updated by the issuer (bank, KYC provider), that change updates the committed issuer dataset. Subsequent proofs can automatically fail or require refresh.
• Fraudsters can’t simply copy an ID and reuse it; any proof must derive from an unrevoked, authentic credential bound to the issuer’s keys and commitments.

This is far more robust than static document copies with no revocation signal.

Vendor & Partner Assurance

Extend the same verifiable trust to vendors, contractors, and partners.

• Require proofs of background checks, valid business licenses, security trainings, code-of-conduct acceptance, etc.—all as reusable credentials.
• Instead of relying on PDFs and email attestations, your partner portals can demand ZK-backed proofs that specific compliance predicates hold for each account.

It’s like “KYC for everything you connect to,” but fast, automated, and privacy-preserving.

Audit-Ready Compliance

Make audits about math, not spreadsheets.

• Zakapi maintains proof logs and cryptographic evidence of compliance actions, not piles of duplicated personal data.
• In a financial audit, instead of handing over a CSV full of PII, you can present a verifiable report: for each active customer, either a valid “KYC credential present” condition holds, or the account is flagged.
• Auditors can check these aggregated proofs against issuer public keys and your policy definitions, independently verifying your claims.

This flips the conversation from “trust us, we did it” to “verify it yourself—here’s the proof.”

Future-Proofing (Regulation & Tech)

Zakapi positions you for what’s coming, not just what exists today.

• New regulations (EU AI Act, DMA, evolving privacy laws) push toward minimal data sharing, strong consent, and transparency—exactly what ZK-based flows provide.
• As national digital IDs and EU Digital Identity Wallets roll out, Zakapi acts as a bridge: you can ingest and rely on those credentials immediately, using them as inputs to your ZK policy checks.
• Because the stack is based on open standards and PoneglyphDB-style verifiable queries, you’re not locked into one issuer or one region’s identity system.

Differentiation and Trust

Privacy and data protection are now competitive levers.

• Being able to say “We verify what we need through cryptography—we literally can’t leak what we never see” is powerful.
• Marketplaces can claim: “Sellers are vetted via privacy-preserving proofs, not insecure document uploads.”
• Fintech apps can state: “Your data stays with you and trusted issuers; we see only proofs.”

In crowded markets, this can be the trust signal that wins users over.

Industries and Use Cases

Zakapi’s enterprise model generalizes easily. A few concrete examples:

Financial Services (Banking, Fintech, Crypto)

• KYC/AML compliance as proof-backed policies over bank/issuer datasets.
• Accredited investor verification via range proofs on income / net worth.
• Fast account opening with reusable government or bank-issued credentials.
• Secure trading and account linking (bank → broker → exchange) without direct data sharing between institutions.

Telecommunications

• SIM registration compliance with minimal personal data retention.
• Number portability flows driven by proofs of identity and account ownership.
• Secure customer support: replace weak knowledge-based questions with wallet-based proofs.

E-Commerce & Marketplaces

• Seller verification using government and payment-provider credentials.
• Age-restricted product sales via quick, wallet-based age proofs.
• Review integrity via proofs of purchase or unique identity, without doxing users.

Ride Sharing / Gig Economy

• Background-check credentials for drivers/providers.
• Valid driver’s license and insurance proofs as reusable ZK credentials.
• Portable performance metrics (“rating ≥ 4.5”) across platforms, with user consent.

Healthcare (Private Sector)

• Patient onboarding with ID + insurance proofs via credentials instead of PDF uploads.
• Pharmacies verifying prescriptions via proofs, not full medical records.
• Workforce credentialing for clinicians, with licenses and certifications expressed as verifiable credentials.

Human Resources

• Pre-employment checks based on verifiable education and work-history credentials.
• Digital employee IDs that external services can verify (benefits, discounts, corporate cards) using non-interactive proofs instead of HR letters.

Case Examples (Enterprise)

AcmeBank’s Transformation

AcmeBank used to take three days to approve new accounts. After integrating Zakapi:

• New customers authenticate with their government eID inside Zakapi and share a ZK proof of identity and sanctions-screen.
• The account-opening rule (“KYC + no sanctions + residency condition”) is encoded as a policy circuit over committed issuer data.
• Account creation becomes nearly instant. Over six months:
• Completed applications increase by 20%.
• Stored PII for new customers drops by ~60%.
• When regulators ask for evidence of KYC coverage, AcmeBank shows proof logs and aggregated compliance proofs instead of raw databases.

Regulators call it a potential “best practice for the industry.”

ShopEasy Marketplace

ShopEasy struggled with fake sellers and privacy concerns around collecting IDs.

• They now require sellers to present a Zakapi proof: “valid government ID + verified payment account,” without revealing ID numbers or full account details.
• Fake sellers plummet because they can’t meet the proof requirements.
• Genuine sellers appreciate not sending sensitive documents to yet another platform.
• ShopEasy markets privacy-preserving verification to both buyers and sellers, gaining trust on both sides.

Deployment and Integration for Enterprises

Zakapi is designed to fit easily into modern enterprise stacks.

Flexible Integration

• RESTful APIs, Web SDKs, and Mobile SDKs for back-end and in-app flows.
• Add “Verify with Zakapi” buttons to your web and mobile experiences with minimal code.
• Developer-friendly docs, examples, and open references help you integrate quickly while still letting your security teams inspect how proofs are handled.

Infrastructure Options

• Use Zakapi as a managed cloud service or deploy within your own environment.
• Containerized packages and Helm charts make on-prem or VPC deployments straightforward, especially if you want your own dedicated verifier nodes checking proofs locally.

Compliance Configurability

You define how strict and what you trust:

• Which issuers are acceptable (governments, specific banks, certified KYC vendors, etc.).
• How long proofs remain valid (e.g., “KYC proof must be based on checks no older than 6 months”).
• Logging level (from rich audit logs to minimal logs for extra privacy).
• UX customization for wallet prompts and consent messaging.

Support & SLAs

• Enterprise-grade support, including 24/7 options and clear SLAs.
• Tools and workflows for debugging integration issues without exposing user data.

Security Vetting

• Architectural whitepapers, security documentation, and code audits available for your security team.
• Open-core design allows deep inspection of proof verification paths and circuit logic.
• Pen tests and red-team exercises can be run against sandboxed deployments with our support.

Security teams typically become strong advocates once they see how much PII they no longer need to protect.

Conclusion for Enterprises

With Zakapi, enterprises turn compliance from a drag on growth into a cryptographically provable advantage.

You can tell your customers and partners:

“We protect your data by not collecting it.

We only receive what we truly need—and we verify it with math.”

Internally, your teams see simpler processes, less data risk, and cleaner audits. In a world where digital trust is paramount, Zakapi helps you build that trust proof by proof, across every onboarding journey and every regulated interaction.